IRA Rollovers: Helping Retirement Savers Defer Taxes, Avoid Penalties
If you participate in an employer-sponsored retirement plan, you may have concluded that you don’t need a traditional IRA. Many people see the IRA as unnecessary because they don’t exhaust the contribution limits on their employer plans. But don’t be fooled into thinking that an IRA can’t help you reach your retirement saving goals. Chances are actually pretty good...
When Investing, Make The Best Use Of Time
When you’re investing for retirement, it’s best to have time on your side. The sooner you begin investing, the more time your retirement fund has to potentially grow. Case in point Jill begins investing in a retirement account when she’s 30.* She invests $200 a month in the account for 35 years, until she’s 65, for a total investment of $84,000....
Choosing The Right Caregiver
As medical science continues to find ways to help Americans live longer, it also requires us to examine some of the challenges of people living longer lives. The biggest, from both an emotional and financial point of view, may be providing ongoing care for a disabled adult. By the numbers According to the Family Caregivers Alliance National Center on Caregiving, 34...
Your Kind of Retirement
How do you picture your retirement? Do you envision visiting old friends and traveling to new places? Do you plan to take up a new hobby or pursue an old interest? If you have high hopes for your retirement, you aren’t alone. The retirement script is being rewritten by today’s generation who don’t plan to spend their retirement days...
Treating Your Employees Well
You might think that, with currently high unemployment rates, it will be an employer’s market forever. But, you would be wrong. Even today, as unemployment remains stubborn, some industries are having difficulties filling their job openings. Today, your industry could be in a buy or sell mode as far as attracting top employees is concerned. But there will come a...