Chris Perme

Labor Day marks a turning point — routines shift, backpacks return, and the first crisp hints of fall are in the air. Change can feel exciting and yet uncertain. The economy is shifting too: The Federal Reserve has suggested the possibility of an interest rate cut, a move that...

In the world of finance, we often talk about numbers, trends, and strategies. But equally important to long-term success is a quality that doesn’t appear on balance sheets: humility. Recognizing what we know and—perhaps more importantly—what we don’t is essential to making sound financial decisions. It is tempting to believe...

Imagine walking out of a restaurant and paying less — just for asking. For some people, saving money is a sport. Maybe it’s the friend who brags about a BOGO that was too good to resist, or the frugal aunt who negotiates everything. But being thoughtful about purchases —...

We all have a unique relationship with time—some of us thrive on precise schedules; others adapt fluidly as life unfolds. This individuality shapes not just our calendars, but how we approach decisions, prioritize responsibilities, and manage change. Our relationship with money is also complex and personal. There are many paths...

Believe it or not, this week marks the midpoint of summer—the sweet spot between the solstice and the autumn equinox. According to the 2025 Farmers’ Almanac, August 7th is our official halfway mark. Hard to believe, isn’t it? Each day, the calendar is quietly telling us: our summer days...

This past weekend, golfer Scottie Scheffler displayed his extraordinary skill and grace under pressure by winning the British Open. Yet, what lingered even more than his win was his humility in recalling the ancient wisdom of King Solomon: “All is fleeting.” Scheffler reminded the world that trophies and glory may...

As headlines shift away from the recent flooding in Texas and elsewhere, the real work for many families is just beginning. Recovery after a tragedy often happens in phases: there’s the immediate response, and then there’s the longer, quieter rebuild. While initial support often quickly fades, the true progress...

A significant new bill was just signed into law, locking in the 2017 tax cuts and introducing new deductions across its 900 pages. While a few new tax breaks could fatten your refund next spring, there are also some belt-tightening measures for federal healthcare, food-aid, and student loan programs...

As we celebrate the spirit of this great nation—one built on vision, determination and resilience—it’s only fitting that we gather under open skies, watching fireworks rise and brighten the landscape. The beauty of this view reminds us not only of America’s promise, but also of the importance of keeping...

Summer is here—a season full of energy, possibilities, plenty of heat, and the potential for storms. The soaring temperatures serve as a reminder that, just like weather forecasts, even our best predictions about the future can change unexpectedly. Life often forces us to pivot. How well can you adapt? So far,...

With summer upon us, many are ready for a well-deserved break or vacation. As you recharge, this season can also be a good time to reflect on your broader financial picture—especially how others’ choices are affecting your own. We often view our financial status as a series of purely personal...

On Father’s Day, many reflect on the value of sound guidance—from fathers, father figures or close mentors who’ve influenced our lives. Steady guidance matters most as our world grows more complex. In the age of AI and chatbots, it’s easier than ever to get answers and advice—yet not all of...

With so many options and demands competing for your attention, it’s normal to wonder: Should I focus on the needs I have today, or the goals I have for tomorrow? This is what we call a “Now and Later” moment—a time for evaluating immediate needs against future aspirations. It’s...

With graduations, weddings, and summer adventures in season, you’ll notice an abundance of advice being shared right now. Your newsfeed might be filled with clips of speeches from such notable figures as President Trump, Simone Biles, Snoop Dogg, and even Kermit the Frog. And though the most quotable commencement...

As we look ahead into the coming months, you may be hearing about continued economic uncertainty. While there are still mixed signals, it’s clear that many families and individuals are pausing now to rethink how—and where—they spend. If you’ve found yourself trimming back some of the more unpredictable expenses and...

As spring progresses and more people hit the jogging paths, parks, and sports fields, it’s a great reminder of the value of training. Just as physical training builds endurance and strength for peak performance, the money challenges you’re facing are not just hurdles but training for the future you...

As graduation season arrives, many families are asking if a college degree is still a worthwhile investment. With millions struggling to repay student loans amid our changing economic and political landscape, the future can feel uncertain. So, what path should new high school graduates take? New research compares the return...

With the recent news on tariffs and the accompanying market sell-off, it’s understandable that there’s some concern about the economic forecast and what lies ahead. This situation highlights an important point: how you react is important. When uncertainty fills your newsfeed, remember that market volatility is a natural part of saving...

Most of us are familiar with the phrase “move fast and break things,” which originated from the ethos of the early 2010s with Facebook and other tech giants in Silicon Valley. But recently, I’ve been considering a new spin on this mantra: “move fast and FIX things.” The Harvard Business...

Amid challenging headlines, market volatility, and March Madness, here’s a refreshing trend: young Americans are experiencing a surprising increase in happiness. As detailed in the Economist article below, after peaking in 2022, depression rates among college students are now declining, with similar improvements seen nationwide. This brighter mood is...

The Standard & Poor’s 500 Index increased 0.85 percent, while the Nasdaq Composite Index rose 0.80 percent. The Dow Jones Industrial Average advanced 0.96 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, fell 0.31 percent.1,2 Six In A Row Stocks bolted out of the gate as the week...

The Standard & Poor’s 500 Index gained 1.11 percent, while the Nasdaq Composite rose 1.13 percent. The Dow Jones Industrial Average picked up 1.21 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, added 0.23 percent.1,2 Up And Down Week Stocks slipped on Monday as oil continued to rise...

60s, the question "It’s 10 p.m. Do you know where the children are?" was a common PSA on the evening news. Fast forward to 2024, and the question has shifted to "Where are all the moms?" Last week, Fortune shined a spotlight on a coming seismic shift in societal norms...