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The Odds We Live By

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How often have you started an important task, only to end up scrolling instead? Experts say our attention spans are shrinking, and economists now view attention as a scarce resource—every bit as valuable as time or capital. We’re only beginning to calculate the real cost of distraction.

When focus slips, it’s easy to fall into subtle psychological traps that drain money—like believing $2.99 is meaningfully cheaper than $3.00. On a larger scale, the same loss of attention can cause us to overlook critical economic signals. As September rolls on, one shift worth noting is the Federal Reserve’s expected move to reduce interest rates. Even a modest adjustment filters into borrowing costs, mortgages, and the housing market—real-world changes that shape household finances and long-term wealth. The question is: are you positioned to respond strategically when those changes occur? Let’s talk about it.

Here’s the real takeaway: your attention has value. Directing more of it toward your goals and financial literacy today can yield benefits far greater than any distraction ever promises.

Let’s keep you on course toward accomplishing all your goals.

Chris Perme may be reached at 330-527-9301 or cperme@financialguide.com,  www.permefinancialgroup. com.

Christopher Perme is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services,LLC. Member SIPC. (www.SIPC.org) Supervisory Office: 1956 Carter Road  Suite 200, Cleveland, OH  44113. 216- 621-5680. Perme Financial Group is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.

Chris Perme

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