April is both National Stress Awareness Month and Financial Literacy Month, which feels like a contradiction, since for many people, finances are the stress right now.
We’re just days past the April 15 tax deadline, AI FOMO is everywhere (because apparently we should all have digital agents running our lives by now), and oil tensions in the Middle East are already affecting summer travel costs. It’s a lot.
Economic analysts recently calculated that everyday annoyances like waiting on hold, screening spam, and clicking through endless pages to cancel a subscription cost American families roughly $165 billion a year in lost time and wasted money. They’re calling it the Annoyance Economy.
The good news? Once you see these patterns clearly, they become manageable. The hidden fees, the pressure to chase every new trend: none of it should overtake you. A little awareness and the right conversation can turn the noise into financial clarity. That’s exactly what I’m here for.
If anything sparks a question, or even just an eye roll, let’s talk. Finding the right ways to streamline and automate so your money actually works for you is how we’ll best work together.
Chris Perme may be reached at 330-527-9301 or cperme@financialguide.com, www.permefinancialgroup. com.
Christopher Perme is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services,LLC. Member SIPC. (www.SIPC.org) Supervisory Office: 1956 Carter Road Suite 200, Cleveland, OH 44113. 216- 621-5680. Perme Financial Group is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.













