Home Financial Focus Balancing “Now” Needs with “Later” Goals

Balancing “Now” Needs with “Later” Goals

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With so many options and demands competing for your attention, it’s normal to wonder: Should I focus on the needs I have today, or the goals I have for tomorrow? This is what we call a “Now and Later” moment—a time for evaluating immediate needs against future aspirations. It’s natural to feel the pull of both, and a personalized strategy can help you find the right mix for your life.

Here’s what we’re focused on:

Balance: Your plan is built to meet today’s responsibilities—like expenses or unexpected needs—while steadily working toward retirement, education, or legacy goals.

Priorities: Together, we define what matters most now and in the future, so your resources reflect your values.

Consistency: Small, regular contributions compound over time, helping you progress regardless of market news or daily demands.

Resilience: As life changes, we’ll adjust to keep you on track to pursuing all your goals.

Meeting your daily needs while chasing tomorrow’s dreams doesn’t have to be stressful. I’m here to help you feel confident about the future you’re building—at each step. 

Chris Perme may be reached at 330-527-9301 or cperme@financialguide.com,  www.permefinancialgroup. com.

Christopher Perme is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services,LLC. Member SIPC. (www.SIPC.org) Supervisory Office: 1956 Carter Road  Suite 200, Cleveland, OH  44113. 216- 621-5680. Perme Financial Group is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.

Chris Perme