Economic headlines and uncertainty can make even the most capable people freeze. Experts call it money paralysis—the feeling that the stakes are so high you’re better off doing nothing at all. But doing nothing has a cost, too. Inaction quietly eats away at progress.
This fall, a new idea has been gaining traction: the Great Lock In of 2025. On social media, people are using it to channel their focus toward a handful of immediate priorities—whether fitness, career, or finances. The premise is simple: instead of trying to take on everything, “lock in” on a small set of goals between now and year end. Unlike vague resolutions that stretch on for a year, this lock in is short, targeted, and designed to create momentum.
The concept works just as well for financial goals. Whether it’s saving a little more, tackling a debt that’s been hanging over you, or finishing an avoided task, locking in on a few essentials can break through paralysis and set the stage for 2026. I can help you get started.
The fourth quarter is here. What will you lock in on before year end?
Chris Perme may be reached at 330-527-9301 or cperme@financialguide.com, www.permefinancialgroup. com.
Christopher Perme is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services,LLC. Member SIPC. (www.SIPC.org) Supervisory Office: 1956 Carter Road Suite 200, Cleveland, OH 44113. 216- 621-5680. Perme Financial Group is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.
