Articles in Financial Focus
Will Social Security Retire Before I Do?
April 13, 2012 - Chris PermePeople have traditionally seen Social Security benefits as the foundation of their retirement planning programs. The Social Security contributions deducted from your paycheck have, in effect, served as a government-enforced retirement savings plan. However, the Social Security system is under …
How Can I Better Manage My Short-Term Cash?
March 23, 2012 -For the vast majority of people, it is essential to keep a portion of their assets in liquid form in order to meet monthly commitments. For example, most families have to meet their mortgage or rent payments, grocery, utility, and …
1031 Exchanges: Deferring Gains on the Sale of Real Property
March 8, 2012 - Chris PermeFor investors who seek to defer capital gains on the sale of investment property, one complex yet effective option is a 1031 exchange (also known as a Starker exchange).
Named after Section 1031 of the Internal Revenue Code, 1031 exchanges became …
IRA Rollovers: Helping Retirement Savers Defer Taxes, Avoid Penalties
January 23, 2012 - Chris PermeIf you participate in an employer-sponsored retirement plan, you may have concluded that you don’t need a traditional IRA. Many people see the IRA as unnecessary because they don’t exhaust the contribution limits on their employer plans. But don’t be …
When Investing, Make The Best Use Of Time
November 24, 2011 - Chris PermeWhen you’re investing for retirement, it’s best to have time on your side. The sooner you begin investing, the more time your retirement fund has to potentially grow.
Choosing The Right Caregiver
October 14, 2011 - Christopher A. PermeAs medical science continues to find ways to help Americans live longer, it also requires us to examine some of the challenges of people living longer lives. The biggest, from both an emotional and financial point of view, may be …
Your Kind of Retirement
September 24, 2011 - Chris PermeHow do you picture your retirement? Do you envision visiting old friends and traveling to new places? Do you plan to take up a new hobby or pursue an old interest? If you have high hopes for your retirement, you …
Treating Your Employees Well
December 29, 2010 -You might think that, with currently high unemployment rates, it will be an employer’s market forever. But, you would be wrong. Even today, as unemployment remains stubborn, some industries are having difficulties filling their job openings.
Today, your industry could be …
